Job Summary

Solicit, develop and manage credit relations with primarily top tier real estate developers seeking interim construction, permanent, and real estate development financing, including structuring and closing Low Income Housing Tax Credit equity transactions. Solicit and coordinate the expansion of customer relationships through cross-selling of banking services.

Major Responsibilities

• Originate, analyze, negotiate, structure, prepare, and present loans involving risk and analysis.
• Evaluate applicant's credit needs, financial strength, abilities and other background information to determine if a loan is an acceptable risk.
• Underwrite loans and terms for the purpose of making recommendations to credit.
• Deal directly with customers; will serve as the primary contact representing the Bank with critical and more complex clients.
• Work to retain and expand accounts with top tier customers deepening relationships through the development of strong business relationships and to cross-sell bank products.
• Maintain high standard lending practices and develop profitable portfolio and account relationships by reviewing and monitoring new and existing business transactions.
• Perform annual credit reviews to ensure that risk is being properly identified, graded and managed.
• Typically requires 5+ years advancing Real Estate industry experience.
• Requires deep industry knowledge, contacts and experience within the affordable housing industry
• Requires excellent negotiation and marketing skills and thorough knowledge of accounting.
• Understanding of credit underwriting, structuring skills and banking products.
• Effective verbal and written communications skills.
• Successful completion of a major bank's credit training program a plus.

This e-mail address is being protected from spambots. You need JavaScript enabled to view it